No Gym Membership Required: How I Keep Fit For $0.09 Per Day.

Around the time I stopped running, a good friend introduced me to something I hadn’t done since I was a little kid… hula hooping. I borrowed her hoop to give it a spin (lol pun) and didn’t realize how much I would fall in love with it. It was also a really low-impact exercise and didn’t put a strain on my left foot or knee, and turned out to be a much needed substitute for my running.

Baby Steps 4-7 Explained: The Dave Ramsey Method

If you didn’t see my previous post that explained Dave Ramsey’s first three baby steps, you’ll want to click over to read that post first. The first three steps are all about saving for emergencies, digging out of debt, and gaining a security net of a fully funded emergency fund. The last four steps are all about looking at the long-term financial future, and steps 4, 5, and 6 are completed concurrently.

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