*This post was created by request on behalf of a UNI 101 class about financial literacy.* This post may contain links, please see my Disclaimer
If you’re into personal finance, you’ve probably heard the name Dave Ramsey a time or two along your financial journey. I was introduced to Dave Ramsey’s Baby Steps when I was 19, and those steps definitely saved me from making a lot of mistakes during my undergrad and grad school years. Although a bit extreme at times, what I learned from these steps are the reason I maintain a mostly debt free lifestyle today. This post briefly explains my own experience with each of these steps and what it takes to accomplish them. This is part one of a two part post, so be sure to click the “see next post” button for the remaining baby steps!
What we buy at the store is something almost all of us have control over, within reason, so as long as we stick to our budgets. This post will list some tips and tricks to sticking within your budget for groceries…and how you can still buy healthy and quality ingredients in the process.
My first week I managed to save $147, even with a hiccup or two. The second week I saved $53. Here’s a play by play of the first week and a rundown and what I learned over these two weeks.
I find that when I really need a nice budget reset that engaging in a “no-spend week” really helps me reevaluate my financial goals.
August gets a lot of us thinking about what we should do to prepare for “back to school.” I work on a university campus, and